Wealth Management

Whether your are just starting on the journey to building your wealth or you have substantial wealth already, you need to think how to make the most out of what you achieved so far and how to continue growing your business and your wealth.

Have you considered starting or converting your existing pensions into a Self Invested Personal Pension (SIPP), that your company can pay into for your benefit and that you could purchase either your present commercial premises or other commercial premises. If your spouse or partner work within your business what about a pension for them paid by the company?

Don't forget that both of the above types of expenditure are classed as deductible business expenses and therefore will save you corporation tax!  

Have you considered what the effect would be of losing a key employee within your business as a result of critical illness or death? How long would it take you to find a replacement and what about the cost to your profits? A cash injection into your company at this time would be timely. The provision of this cash can be met by your company paying regularly into a plan that when the time comes will pay directly into the company bank account.

Our clients include professionals, consultants - both medical and business, entrepreneurs, educators and trustees. There are also those who, whatever they have done in their professional life, are now enjoying the fruits of their labours. What all our clients have in common is that they are accomplished individuals, usually with a  household income of over £75,000 per annum or have investments (not including property) worth over £150,000.

HLF 5 STAGE APPROACH TO WEALTH MANAGEMENT

1. Current situational analysis
Our belief is that to provide you with the right advice we need to understand the context in which you operate – your current lifestyle, assets and income, your aspirations and your responsibilities to others; and what you wish to change about your current situation.

2. Exploration of your aspirations and investment attitude
Your future expectations and attitude to risk are tested by applying some science in the form of a risk profile analysis, which is then applied with a number of filters to determine the right investment for you.

3. Presentation of options and advice
Following extensive research we present our findings of the most appropriate options for your consideration, and upon your approval, implement them.

4. Ongoing six monthly reviews
We promise you two reviews per year to assess how well your financial plans are meeting your objectives and to establish if there are new requirements for us to consider.

5. Ad hoc advice and life events
Your commitment to us is that you will see us as your first port of call whenever you have a financial decision to make so we may advise and integrate your wishes into your portfolio, in between your six monthly reviews.



Our fees
For all these benefits we take our remuneration by way of an annual management fee, which does not depend on product based transactions. If our advice does lead to a transaction, the fee paid by product providers is taken towards the costs of our administration and risk in providing you with our advice.

 

Call The Factory Manager NOW on 0845 052 3591

Or email info@hotleadsfactory.com



Consumer Credit License No.592225
Data Protection Registration No. Z9641594
Hot Leads Factory are fully compliant with FSA regulations